Earning enough money to live the life you want to lead can be a constant challenge and this can be even more difficult if you don’t have the right mindset. Negative thoughts about money can hold you back from taking that next step or even just temporarily forgetting what you’re trying to achieve. Money affirmations … Read more
Knowing what a good credit score is can be difficult with lots of different credit bureaus and information being circulated. So, is 613 a good credit score? No, 613 is not a good credit score, it is considered a fair credit score. This can be due to issues on your credit report or a lack … Read more
The levels of financial independence are different stages towards an ultimate goal of having your investment income more than cover your expenses. For many people, if this can be achieved, it will allow them to retire living the life they want to lead and can be done at any age. As the levels suggest, there … Read more
Launched in the UK in June 2017, Yolt now has over 1.5 million registered users. Yolt is a smart budgeting app that allows people to track their spending effortlessly, leveraging technology to automatically sync transactions from banks and credit card providers. Their aim is to help people reach their financial goals by making money management … Read more
By landing on this page, I’m sure you’re well aware of the power a good budget can have on your success, no matter what your definition of success is. Success can mean something different to everyone, although underpinning all of these goals is the need to learn how to create a personal budget to spend … Read more
Money Dashboard is a personal budgeting tool that’s available on desktop and mobile app. It was founded in Edinburgh in the UK in 2010 and now has over half a million users. They have helped pioneer the personal finance and budgeting industry, which in 2018 saw the introduction of open banking which allows secure connections … Read more
Emma App is a money management and budgeting app that allows you to collate all of your financial information into one place automatically. This includes transactions from your everyday spending through your bank accounts and credit cards, plus any money you set aside for your future in savings accounts and investments. The app was created … Read more
Here are all the tips you need to negotiate your salary and get that all-important pay rise that you deserve. Salary is the main source of income for the vast majority of people, so learning how to negotiate and prove your value can result in a huge increase in your quality of life. This will … Read more
Below I will explain the key information you need to be able to understand and improve your credit score. This industry works with smoke and mirrors to try and confuse and conquer the average citizen. Unsurprisingly it is in their best interest to make this process as difficult as possible, this allows them to keep … Read more
What Are Financial Goals Financial goals are the personal financial targets and objectives for how much money you want to earn, spend and save for a particular purpose. Planning what you want ahead of time is an essential step so you align your actions towards your long term ambitions, including short term milestones to keep … Read more
