So you’re thinking of buying a new home, which for many of us, apart from the lucky few that can pay in cash, will have to get a mortgage from a lender. Knowing what they’re looking for on your application ahead of time can help you improve your chances of being accepted. Mortgage lenders look … Read more
When you first take out a mortgage most people can’t wait for the day they make that final payment. However, once that day finally does arrive, what actually happens? In this post, I’ll take you through what happens when you pay off your mortgage so you’re aware of the steps you have to take to … Read more
Securing a mortgage for your home may well be the biggest financial commitment you ever have, so making sure you have the right financial product is crucial. When looking for a mortgage, a lot of people seek the help of a mortgage advisor that can explain all of the options available. Usually, you only have … Read more
As demand for housing keeps increasing, buying a home is becoming more and more difficult. In order to help stand out and compete with other home buyers, people are writing letters to support their offer. People that need to get a mortgage when buying a property, as most people do, are often overlooked if there’s … Read more
When you want to buy a property, knowing how many times your salary you can borrow for a mortgage is essential to help you gauge what is in your price range. There are many factors that can influence a lender to increase or decrease this multiple and in this post, I’ll take you through some … Read more
Buying a house is widely known as being one of the most stressful things you can do and one of the first steps, securing a mortgage, definitely can add to this stress. With so many hoops to jump through to be able to secure a mortgage, being rejected due to a minor credit score issue … Read more
Knowing how much money you need to save into your pension pot to retire can be difficult. With the vast majority of people now on a defined contribution pension, it is now in your hands to balance the risk and reward of saving up for retirement. As a general rule, you need 20 to 25 … Read more
Started in 2009, OVO Energy now has over 5 million customers and has the aim to make energy cheaper, greener and simpler by leveraging technology and using their buying power for good. In this OVO Energy review I’ll explain how they’re doing on these aims and whether it’s worth switching your energy supply over to … Read more
So Energy is a small energy supplier that aims to put customers first by focusing on what they really want. They want their customers to have easy and stress-free interactions with their energy supplier, whilst offering competitive prices and renewable energy. Obviously this is a lot easier said than done, so within this So Energy … Read more
Constantly switching your energy provider to stay on the cheapest rates can be quite a time consuming task. Thankfully Switchd aims to remove all the hassle by monitoring the market for the cheapest rates and automatically switching you to a new supplier if they find a cheaper rate. Sound too good to be true? In … Read more
