With the cost of living continuously rising, saving money is becoming even more of a priority so we can keep doing the things we love and enjoy.
Fortunately, cashback sites like TopCashback can help you save money across a huge range of retailers, saving upwards of 20% on everyday purchases like holidays, insurance, clothes and more.
However, is it worth the hype? In this TopCashback review, I’ll run through key elements to consider from how it works to alternative providers, as well as give you the Topcashback Xmas Treats 2022 answers to make winning a prize even easier!
Topcashback Xmas Treats Answers 2022
Usually, 4 times a year Topcashback do a prize giveaway, the next one is most likely going to be called Xmas Treats. Typically they give away over £18,000 so make sure to get yourself involved.
To enter for your chance to win a prize, once the competition starts, just go to the specific retailer and click on the hummingbird that appears. It could be instant cashback into your account or a prize-draw entry.
The latest TopCashback Xmas Treats for 2022 hasn’t started yet, but once it does I will be updating this page daily so stay tuned! Here are the companies from the last giveaway.
18th October – ScottishPower Gas and Electricity
19th October – Waggel Pet Insurance
20th October – Naked Wines
21st October – ScottishPower Boiler Care
22nd October – Bobbi Brown
23rd October – Michael Kors
24th October – 20Cogs
25th October – YSL Beauty
26th October – The Royal Mint
27th October – Urban Decay
28th October – Kiehl’s
29th October – Garden of Life
30th October – The Fragrance Shop
31st October – Viator – A TripAdvisor Company
Go to TopCashback here and then go to the retailer to claim your reward, good luck!
Make sure to come back each day to get the answer to the next giveaway treat.
Personally, I think Topcashback is fantastic. I’ve used this site to save over £1,000 in the past few years, which has been with everything from holidays to car insurance.
What I think is truly special about this company is the sheer number of companies that they work with to provide cashback incentives, now having over 5,000 retailers. They are definitely my first choice for cashback sites and some competing companies don’t even come close.
You can often see exclusive cashback deals with some merchants, demonstrating that they’re the leading company in this space.
There are also thousands of other reviews online applauding their great experiences. What I really find great about this company is how quick and easy it is to use and how the savings can be worth a ton.
As an example, on my last holiday, the amount I saved through TopCashback paid for an upgrade which included a better room, afternoon tea and a free cocktail hour every day for the week of our stay. Not bad for an extra few seconds’ work!
There are also thousands of positive reviews on sites like Reddit, Trustpilot and other review sites which cite how easy the service is to use and how it helps them save money on their online purchases.
How Does Topcashback Work?
Topcashback works by making deals with various major retailers all across the world where if a person purchases a product or service when referred through Topcashback, they earn a percentage of the sale as cashback.
This cashback varies depending on the retailer, although when received it is split where Topcashback gets a small share of any earnings with the majority passing back to you as the purchaser.
When you make a purchase, you need to click on a link for the retailer when logged into your TopCashback account. This will then track your purchase and will show up within your account within a day or two, or possibly longer for some retailers.
This cashback will then show as pending until it is confirmed as complete, which can take a month or two, mainly to stop people from getting cashback and then returning or cancelling their purchase. Once confirmed, Topcashback will then receive the money from the retailer relatively quickly and once the payment is received by Topcashback, it will show as payable in the dashboard.
Once the money appears as payable, you have a number of options such as taking the money as a cash withdrawal or choosing from a number of retailers where many of them offer bonuses of 2% to 20% which is a great additional extra if you’re wanting to make a purchase anyway.
There are also periods throughout the year when TopCashback offers increased cashback rates such as during Black Friday and other events and holidays. If you’re thinking of making a large purchase and are near a holiday, it may be worth looking out for these increased rates.
How To Sign Up For TopCashback
Signing up to TopCashback is effortless, they have a quick sign-up form that only takes a few seconds and can be done on their website or through their app.
Once don’t you’ll have access to thousands of retailers that are all offering excellent deals and you’re ready to earn cashback. There are a lot of new customer deals too so if it’s the first time you’re using a retailer, you might be eligible for even higher cashback rates.
TopCashback Tell-a-friend Referral Bonus
For those wanting the £5 tell-a-friend referral bonus, click this link.
I also get a referral if you go through this link but it doesn’t affect your bonus, it actually enables you to get your bonus!
Just ensuring that I’m being transparent also helps support the site. If you’re interested in success at any level from setting goals, to saving money or even earning more money, make sure to check out other posts on the site.
Wanting to know some Topcashback alternatives is understandable to make sure you’re getting the best rates. Below I’ve listed a few other sites, however in my opinion, with the significant number of retailers that Topcashback offers, plus the exclusive offers they’re the best site to earn cashback.
However, feel free to do some comparisons yourself and see if there are any contenders.
TopCashback Payout Bonus
Once you’ve earned some money on the platform, now comes the exciting part of withdrawing it to spend on what you want.
You can withdraw it directly to your bank account or Paypal if you just want the cash, However, you can also get a bonus for choosing to withdraw the money through coupons with various different retailers.
You can get over a 15% bonus on some retails which is a great bonus on top of the free money you’ve already earned. If you were about to spend the money with a retailer anyway, like with Amazon which currently offers a 3% payout coupon bonus, you’ve just saved an extra 3% on your purchase, not bad if you ask me!
Topcashback Chrome Extension Review
There is a chrome extension you can get as a plugin for your chrome browser. This effectively saves you the time of going onto the Topcashback website, finding the retailer and clicking through for the detail.
It is quite a good reminder to use Topcashback if you’re prone to forgetting which has happened to me before! It’s also free to download and use, so ensure you claim all the cashback you deserve.
Unfortunately, not all retailers are featured on the plugin as brands have to opt-in to promote themselves via the extension. Although as time goes by more and more retailers are added to the extension so if anything it’s a good reminder.
TopCashBack Earnings Tip – Free Money
You can even earn cash back for free by signing up for a number of free trials and survey sites.
So if you have some time to spare and want to make a quick bit of extra cash, there’s a section in the Topcashback main menu at the top right you can use to find all the free offers, shown in the screenshot.
Overall, TopCashback is an excellent option if you’re looking to save money on your online purchases. They have some of the best offers available and run many exclusive deals that put them ahead of their competitors.
However, it’s also worth remembering that even a 20% savings still means you’re spending 80%, so the best strategy to save money is to work out if you definitely want to product or service in the first place. You definitely can’t beat a 100% saving!
Hi, I’m John. I’ve always had a keen interest in Finance, so much so that I’ve made a career out of it! This site is a place where I can share everything I’ve learned as well as give me the excuse to research certain topics.
Check out my about page for more info.